About us

Who is Gardner Financial Group?

Hi, I'm Tammy Gardner. With 30 years in lending and banking, I’ve seen how compound interest can benefit banks while families miss out on decades of potential growth. 

That insight drives my mission: helping you maximize every dollar in your personal economy, eliminate unnecessary interest, and build a stronger financial future through strategic retirement planning, estate planning, and legacy preservation

When I’m not volunteering in my community, kayaking in Clearwater, I’m out there changing up the financial world and teaching people how to create a roadmap that supports not only their lifestyle today, but their family’s prosperity tomorrow through legacy planning. 

It’s time to turn compound interest into a force that builds your legacy—not theirs.

Your legacy matters. Let’s meet and give it the care and protection it deserves.

Join me in this financial revolution, and let's make your money dance to your tune, not the “banks”. Your financial empowerment is my ultimate goal, and I won't rest until we achieve it.

Are you ready to transform your financial life?

Specialties

Advanced cash flow

Debt elimination and wealth creation education

Financial speaker and educator

Wealth and Financial coach

Wealth acceleration

Financial education and planning

Business builder

Financial professional

Business Networking

Tax savings

Insurance

Real estate

Passive income

Community education