Terms & Conditions
Effective Date: 3/30/2026
Company: Gardner Financial Group
Email:Tammygardner.financial@gmail.com
Phone: +1 (818) 470-3314
1. Acceptance of Terms
By accessing this website or using our services, you agree to these Terms and Conditions.
- Carriers are not liable for delayed or undelivered messages.
- Age Restriction: You must be 18 years of age or older to use this SMS service.
2. Services Provided
Gardner Financial Group provides:
• Estate planning guidance
• Financial education and consultation
• Insurance and retirement strategy discussions
We do not provide legal or tax advice unless explicitly stated.
3. Use of Website
You agree not to:
• Use the website for unlawful purposes
• Attempt to gain unauthorized access
• Disrupt or damage the website
4. Intellectual Property
All content on this site including text, graphics, and branding, is owned by Gardner Financial Group and may not be used without permission.
5. Limitation of Liability
Gardner Financial Group is not liable for:
• Decisions made based on information provided
• Any direct or indirect damages from use of the website
All services are provided as is without warranties.
6. SMS Terms of Service A2P 10DLC Compliance
By opting into SMS communications, you agree to receive messages from Gardner Financial Group.
Types of Messages:
• Appointment reminders
• Follow-ups
• Service notifications
• Optional promotional messages
Message Frequency:
• Message frequency varies based on interaction
Fees:
• Message and data rates may apply
Opt-Out:
• Reply STOP to unsubscribe
• Reply HELP for assistance
Privacy:
• Your information will be handled in accordance with our Privacy Policy
• We do not share or sell SMS opt-in data or consent
7. Appointment and Cancellation Policy
Appointments may be scheduled via our website or booking tools.
You may cancel or reschedule by contacting us directly.
8. Third Party Tools
We may use third-party tools such as CRM and scheduling platforms. We are not responsible for their performance or policies.
9. Changes to Terms
We may update these Terms at any time. Continued use of the site constitutes acceptance of updates.
10. Contact Information
Gardner Financial Group
Email: Tammygardner.financial@gmail.com
Phone: +1 (818) 470-3314